Sunday, September 26, 2010

Must I Have A Bankruptcy Lawyer To Assist Me File For Bankruptcy?

By Connor Sullivan

With the number of people who have been hit by the recession, it is normal to find some Miami Bankruptcy Attorney that promotes his services. This is because a number of people have lost their jobs and have resorted to the last option of filing for bankruptcy. With the aid of a Miami Bankruptcy Lawyer, this task has been made easier as there are several complicated laws that may prohibit an individual from being able to accomplish this action.

Even though it is suggested that a Bankruptcy Attorney should be hired, there is no law prohibiting an individual from filing for bankruptcy on his own. As a matter of fact, hiring a lawyer is not really a required task. Rather, it is simply for the benefit of the individual concerned as there are so many things that need to be known before the process is completed.

In fact, there are a number of people who decide to file for bankruptcy on their own. Many people decide to do the process on their own as they do not have any money to pay for the services of an attorney. The only problem with doing this is that there are a lot of things that need to be done. While an attorney may be able to complete these tasks, an individual may choose to do it on his own. These tasks include completing and filing forms and also to appear in court. People who opt not to get a Bankruptcy Attorney will have to research on this whole process on their own so they will be properly educated on what they need to do. On the other hand, there are a number of individuals who prefer to get a Bankruptcy Lawyer to do the task for them. This is because Bankruptcy law is very intricate. Even if they do opt to forego the need for a lawyer, it is still necessary that they obtain the advice of a knowledgeable Bankruptcy Lawyer. The simple explanation for this is so that they can guarantee that they have done everything right and according to the law.

But hiring a legal representative is always the suggested solution. This is because an individual who chooses not to get an attorney will always be expected to be knowledgeable of the Bankruptcy Code requirements and the Federal Rules of Bankruptcy Procedure. These people won't be given special consideration by the court as they are liable for knowing this. Not to mention, a simple error can lead to the dismissal of the bankruptcy case. At the same time, the individual representing himself can be denied the discharge from bankruptcy and even have a chance to lose his property.

Because of this, it is always recommended that a Bankruptcy Attorney will be obtained by an individual who wishes to do the right procedure of filing for bankruptcy. There are several Bankruptcy Attorneys who will either waive or charge a small fee to the people who require their help. These professionals are very approachable as they are knowledgeable of the current situation of their clients.

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